x_alchemy: (umm)
Tommy Jones ([personal profile] x_alchemy) wrote2007-01-15 12:18 am

(no subject)

I apologize that this is a few days later then the initial reaction but I wanted to read further into the matter before making any comment.

I do not see why health insurance companies should not be allowed to ask about the X-gene when deciding whether or not to insure someone. True, it could be said that they would decline people just because of it, but not necessarily for the reasons one would think. I believe the companies should have the right to reject someone if they know they have no facilities to help them if the need arises.

Would one prefer to find out the company has no facility in their network to help with a certain mutation related problem when they apply vice when the help is actually needed? At least if they know about it, then they can inform the applicant of their lack of facilities and thus better their service to their customers. In fact, if they got a lot of applicants and the demand was high, they would then see about adding said facilities to their networks to increase their customer base and thus profits. They can not do this is they are uninformed and they will remain ignorant unless they be allowed to ask. The same could be said of many ‘normal’ alignments that are asked about for insurance purposes.

No doubt many of you will read this and jump down my throat, but I’m disinclined to care. I have said my piece just as I saw many have already said theirs in Forge’s earlier post.

[identity profile] x-gambit.livejournal.com 2007-01-16 10:32 pm (UTC)(link)
More from Garrison

I'd claim that your system is already discriminatory, but that's another issue. My question is that what right do we have to claim special benefits without disclosure? Yes, the vast majority of mutatation has absolutely no factor on medical care. But the one percent that does makes up for it.

Again, you're asking private hospitals and insurence companies to take the risks in order to protect genetic privacy, irregardless of the potential dangers. Health care records record things like diseases, allergies and health risks for a reason; to protect the care giver and ensure the patient is given the best care possible. Mutation is often very relevent to that, and anti-discrimination legislation is going to go up against the 'right to know' of the hospital and the insurance companies themselves. It sounds like we want it both ways; the right to coverage, the right to privacy, and everyone else gets to assume all the risks for that.

Then again, I wholly support mutant registration in the first place, so I'm likely at odds with people here.