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Jan. 15th, 2007 12:18 amI apologize that this is a few days later then the initial reaction but I wanted to read further into the matter before making any comment.
I do not see why health insurance companies should not be allowed to ask about the X-gene when deciding whether or not to insure someone. True, it could be said that they would decline people just because of it, but not necessarily for the reasons one would think. I believe the companies should have the right to reject someone if they know they have no facilities to help them if the need arises.
Would one prefer to find out the company has no facility in their network to help with a certain mutation related problem when they apply vice when the help is actually needed? At least if they know about it, then they can inform the applicant of their lack of facilities and thus better their service to their customers. In fact, if they got a lot of applicants and the demand was high, they would then see about adding said facilities to their networks to increase their customer base and thus profits. They can not do this is they are uninformed and they will remain ignorant unless they be allowed to ask. The same could be said of many ‘normal’ alignments that are asked about for insurance purposes.
No doubt many of you will read this and jump down my throat, but I’m disinclined to care. I have said my piece just as I saw many have already said theirs in Forge’s earlier post.
I do not see why health insurance companies should not be allowed to ask about the X-gene when deciding whether or not to insure someone. True, it could be said that they would decline people just because of it, but not necessarily for the reasons one would think. I believe the companies should have the right to reject someone if they know they have no facilities to help them if the need arises.
Would one prefer to find out the company has no facility in their network to help with a certain mutation related problem when they apply vice when the help is actually needed? At least if they know about it, then they can inform the applicant of their lack of facilities and thus better their service to their customers. In fact, if they got a lot of applicants and the demand was high, they would then see about adding said facilities to their networks to increase their customer base and thus profits. They can not do this is they are uninformed and they will remain ignorant unless they be allowed to ask. The same could be said of many ‘normal’ alignments that are asked about for insurance purposes.
No doubt many of you will read this and jump down my throat, but I’m disinclined to care. I have said my piece just as I saw many have already said theirs in Forge’s earlier post.
